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HST 新房退税（2026 增强版）
HST New Housing Rebate (2026 Enhanced)
限 2026.4.1 – 2027.3.31 签约 · 最高退 $130,000APS signed Apr 1/2026 – Mar 31/2027 · Up to $130,000
2026 安省预算新政：2026 年 4 月 1 日至 2027 年 3 月 31 日期间签约购买新建住房（价格 ≤ $100 万），可获全额 HST 退税——省税 $80,000 + 联邦税 $50,000，合计最高 $130,000。$100 万 - $150 万之间省税部分维持 $80,000 上限；$150 万 - $185 万线性递减；$185 万以上适用原有 $24,000 上限。
首套房买家另可追溯至 2025.3.20，永久享受省税退税。
2026 Ontario Budget: For APS signed Apr 1/2026 – Mar 31/2027 on new homes ≤ $1M, the full 13% HST is rebated — provincial $80,000 + federal $50,000, total up to $130,000. Between $1M–$1.5M, provincial portion capped at $80,000. Between $1.5M–$1.85M, linearly phased out. Above $1.85M, legacy $24,000 cap applies.
First-time buyers can claim retroactively to Mar 20/2025 with permanent provincial rebate.
💰 金额💰 Amount
最高 $130,000（≤ $100 万房产全额退税）Up to $130,000 (full rebate on homes ≤ $1M)
📋 申请📋 Apply
联邦表格 GST190 + RC7190-ON 省税附表Federal Form GST190 + RC7190-ON Ontario schedule
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Ontario Trillium Benefit (OTB)
安省延龄草福利Ontario Trillium Benefit
合并三项补贴：安省能源及地税补贴 (OEPTC)、安省北部能源补贴 (NOEC)、安省销售税补贴 (OSTC)。按年计算，按月发放。
Combines three credits: Ontario Energy and Property Tax Credit, Northern Ontario Energy Credit, and Ontario Sales Tax Credit. Calculated annually, paid monthly.
💰 金额💰 Amount
最高 $1,200/年 (因地税/收入而异)Up to ~$1,200/yr (varies by property tax/income) (未核实)
📋 申请📋 Apply
报税时填写 ON-BEN 表格，与个人所得税申报一同提交File ON-BEN form with your annual tax return
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GST/HST 退税
GST/HST Credit
联邦消费税退税Federal Sales Tax Credit
联邦政府为低收入及中等收入家庭提供的消费税退税，按季度免税发放。依家庭净收入和子女数量计算。
A tax-free quarterly payment from the federal government to help low- and modest-income families offset the GST/HST they pay. Based on net income and number of children.
💰 金额💰 Amount
成人最高 $349/年，儿童最高 $184/年Up to $349/yr per adult, $184/yr per child (未核实)
📋 申请📋 Apply
自动审核 — 每年报税时即自动评估Automatic — assessed when you file your annual tax return
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加拿大儿童福利金
Canada Child Benefit (CCB)
牛奶金Child Tax Benefit
联邦政府每月免税发放给符合条件的家庭，帮助抚养 18 岁以下子女。金额依家庭收入和子女数量计算。安省另加 Ontario Child Benefit (OCB)。
A tax-free monthly payment to eligible families to help with the cost of raising children under 18. Amount depends on income and number of children. Ontario adds the Ontario Child Benefit (OCB).
💰 金额💰 Amount
最高 $7,997/年/孩 (6岁以下) · $6,748/年/孩 (6-17岁)
+ OCB 最高 $1,607/年/孩Up to $7,997/yr/child (under 6), $6,748/yr (6-17)
+ OCB up to $1,607/yr/child (未核实)
📋 申请📋 Apply
通过 CRA My Account 或邮寄 RC66 表格；新生儿登记时也可自动申请Via CRA My Account, Form RC66, or automatic enrollment at birth registration
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安省能源及地税补贴
Ontario Energy & Property Tax Credit
地税补贴 · OEPTCProperty Tax Credit · OEPTC
为中低收入安省居民提供地税及能源费用补贴。租客也可申请 — 以租金的一定比例视为地税缴纳。包含在 OTB 中统一发放。
Provides relief on property tax and energy costs for low- to middle-income Ontario residents. Renters may also qualify — a portion of rent is treated as property tax paid. Included in the OTB.
💰 金额💰 Amount
最高 $1,277/年（非北部）或 $1,343/年（北部）Up to $1,277/yr (non-north) or $1,343/yr (north) (未核实)
📋 申请📋 Apply
报税时填写 ON-BEN 表格，附地税单或租金收据File ON-BEN with your tax return, include property tax bill or rent receipts
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安省能源补贴
Ontario Energy Rebate
OEPTC / 北部能源补贴 / Ontario Electricity RebateOEPTC / NOEC / Ontario Electricity Rebate
多项能源补贴：安省电力补贴 (OER) 直接降低电费账单 11.7-17%；安省能源及地税补贴 (OEPTC) 含能源部分；北部居民另有北部能源补贴 (NOEC)。
Multiple energy relief programs: Ontario Electricity Rebate directly reduces hydro bills by 11.7-17%; OEPTC includes an energy component; Northern residents get the Northern Ontario Energy Credit.
💰 金额💰 Amount
电费减免 11.7-17% + OEPTC 能源部分最高 $480/年11.7-17% hydro discount + up to $480/yr energy component via OEPTC
📋 申请📋 Apply
OER 自动抵扣电费账单；OEPTC 通过报税 ON-BEN 申请OER: automatic on hydro bill; OEPTC: file ON-BEN with tax return
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加拿大碳税补贴
Canada Carbon Rebate (CCR)
前称 Climate Action Incentive (CAI) · 安省版Formerly Climate Action Incentive · Ontario
联邦政府因碳定价制度向安省居民发放的免税季度补贴。金额按家庭人口数计算，无需保留收据，报税时自动评估。
A tax-free quarterly payment to Ontario residents to offset the cost of federal carbon pricing. Amount is based on family size. No receipts needed; assessed automatically at tax time.
💰 金额💰 Amount
成人约 $488/年，儿童约 $244/年，四口之家约 $1,220/年~$488/yr per adult, ~$244/yr per child, ~$1,220/yr for a family of four (未核实)
📋 申请📋 Apply
报税时自动评估 — 无需额外表格Automatic — assessed when you file your tax return
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安省就业培训税收抵免
Ontario Jobs Training Tax Credit
职业发展退税Skills Development Credit
鼓励安省居民提升技能的不可退税抵免（non-refundable）。符合条件的培训费用（如学费、考试费）可申请 50% 抵免，每人每年最高 $2,000。
A non-refundable tax credit encouraging Ontario residents to upskill. Claim 50% of eligible training expenses (tuition, exam fees), up to $2,000 per person per year.
💰 金额💰 Amount
最高抵免 $1,000/年（50% × $2,000 培训费）Up to $1,000/yr credit (50% × $2,000 eligible expenses) (未核实)
📋 申请📋 Apply
安省个人所得税报税时填写 ON479 表格File Form ON479 with your Ontario personal income tax return
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安省低收入税收抵免
Ontario Low-income Individuals Tax Credit
LIFT CreditLIFT Credit
帮助低收入工作者减税。年收入 $30,000 以下可获最高 $875 的省税减免；收入在 $30,000-$38,500 之间逐渐递减。
Helps low-income workers reduce Ontario income tax. Provides up to $875 in provincial tax relief for those earning under $30,000; phases out between $30,000 and $38,500.
💰 金额💰 Amount
最高 $875/年Up to $875/yr (未核实)
📋 申请📋 Apply
报税时自动计算 — 无需额外申请Automatically calculated when you file your taxes — no separate application
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安省残疾人补贴项目
Ontario Disability Support Program (ODSP)
以及 Disability Tax Credit (DTC)& Disability Tax Credit (DTC)
ODSP 为符合资格的残障人士提供收入及就业支持。DTC 为联邦残疾税收抵免，可减轻残障人士的税负，并关联 RDSP 注册残疾储蓄计划。
ODSP provides income and employment support for eligible persons with disabilities. DTC is a federal non-refundable tax credit that reduces income tax and opens access to the RDSP.
💰 金额💰 Amount
ODSP 最高 $1,368/月；DTC 最高 $9,872/年(非退款抵免基准)ODSP up to $1,368/mo; DTC up to $9,872/yr (base amount) (未核实)
📋 申请📋 Apply
ODSP 联系当地 Ontario Works 办公室；DTC 填写 T2201 表格提交 CRAODSP: contact local Ontario Works office; DTC: file Form T2201 with CRA
